REACH Health Coverage
Health Benefit Guidance for Member-Owners and Their Families
CPI understands the challenges our member-owners face when navigating health coverage. That’s why we’ve partnered with REACH – to provide trusted guidance, real conversations, and coverage options designed around the realities of self-employed life. Talk with a real person. Get matched to health coverage that fits your budget and the way you work.
Coverage decisions don’t have to feel overwhelming
Health benefits within REACH Finding health coverage as an independent worker can be confusing. REACH connects you with a licensed agent who listens first, answers questions in plain language and helps you explore coverage options from networks you trust.
Guidance you can trust at every step
Guided enrollment with a real person
An agent supports you through the process, from first questions to enrollment.
Clarity without jargon
We explain what coverage may or may not include and how costs typically work.
Options designed for independent work
Explore coverage paths for freelancers, gig workers and self-employed individuals.
Costs that reflect your lifestyle
Find alternatives to monthly premiums and lower out-of-pockets expenses.
Enrollment available monthly
You don’t have to wait for an annual enrollment period to explore coverage options.
Who REACH Helps
Supporting the people who keep rural communities growing.
Farmers & Ranchers: Independent producers who need health coverage outside of a traditional employer-sponsored plan.
Farm Families: Coverage guidance for spouses, children, and family members who rely on the family operation.
Rural Small Business Owners: Owners and operators looking for health coverage solutions for themselves and their families.
Self-Employed Individuals: Those whose income doesn’t come from a traditional employer.
Individuals between jobs or career transitions: People transitioning between careers or experiencing a gap in employer-sponsored coverage.
Why REACH May Be a Good Fit
- Guidance from licensed agents who understand self-employed and rural lifestyles
- Coverage options that may offer lower monthly costs based on your individual situation*
- Enrollment opportunities throughout the year—you don’t have to wait for an annual enrollment period
- Access to national PPO and EPO provider networks
- Personalized guidance to help you compare options and choose what fits your family’s needs
*Group benefits and monthly premium rates vary by person and situation.
How it works
Answer a few simple questions
Share basic details about what you’re looking for in coverage.
See what options may be available
We’ll help determine which coverage paths may be a fit.
Talk with a licensed agent
A licensed agent walks through your options.
Enroll when you’re ready
REACH can enroll monthly, so you don’t have to wait.
Ready to see if you qualify?
No pressure. Just a quick conversation with a licensed agent to explore your options and see what’s available to you.